Financial Awareness Test
For the 11 statements below, select the response that most closely describes you. Rate the statements from 1 - 5, with 1 being "no" and 5 being "yes." Your answers will help you evaluate your current situation. When you have selected a response for each statement, click the TEST MY AWARENESS button at the bottom of the page.
1 I have established financial goals and have developed a plan to achieve these goals.
1
no		 2 3
somewhat		 4 5
yes
2 I have tracked my household expenses for at least 30 days and am aware of my spending habits.
1
no		 2 3
somewhat		 4 5
yes
3 My family and I agree on the manner in which our money is managed.
1
no		 2 3
somewhat		 4 5
yes
4 I am meeting my household expenses without difficulty.
1
no		 2 3
somewhat		 4 5
yes
5 My bills are paid on time.
1
no		 2 3
somewhat		 4 5
yes
6 I am current with my mortgage/rent payment.
1
no		 2 3
somewhat		 4 5
yes
7 I know the total amount of my unsecured debt.
1
no		 2 3
somewhat		 4 5
yes
8 I am comfortable with the total amount of my unsecured debt.
1
no		 2 3
somewhat		 4 5
yes
9 I am current in all payments on unsecured debt.
1
no		 2 3
somewhat		 4 5
yes
10 I know what the causes of my financial difficulties are.
1
no		 2 3
somewhat		 4 5
yes
11 I have spoken with my creditors to negotiate a reduced payment plan.
1
no		 2 3
somewhat		 4 5
yes

©1997 Consumer Credit Counseling Service of the Sacramento Valley