Consumer Credit Counseling Service of the Sacramento Valley Housing

		Housing

No matter how you pay for housing, it's probably the largest expense you'll ever incur. But sometimes unexpected life changes can turn this investment into your biggest nightmare.

Before you get caught up in the late payment trap, get help from CCCS, a HUD approved housing counseling agency. Our caring advisors have counseled thousands of people back into financial stability.

Whether you're a first time homebuyer needing help with a budget or facing foreclosure, CCCS can help preserve your investment through informative workshops and individual counseling.

Especially for CCCS Debt Management Plan Clients

There are special homebuying and refinance programs just for you! Do you meet these requirements?

Have been in a Debt Management Plan for at least 12 months

Have made consistent on-time payments for the past 12 months

Have 18 months or less to program completion

Then you may be eligible for a new loan product called CreditWorks®. CreditWorks is a new mortgage loan product that helps people who have worked hard to restore their credit reputation to buy a home. It is currently available through a national initiative by the National Foundation for Credit Counseling (NFCC), Freddie Mac, and participating NFCC member agencies. This program is especially for DMP clients to provide them the opportunity to obtain a conventional market-rate, fixed-rate mortgage with flexible housing expense and debt payment ratios. Call 916-379-3600 for more information.

Here are some examples of
SENSIBLE HOUSING SOLUTIONS
offered by Consumer Credit Counseling Service of the Sacramento Valley

Facing Foreclosure

Mortgage Solutions